Host with confidence. Not with crossed fingers.
GoHosty Damage Protection covers your property against accidental damage — with fast claims, real payouts, and none of the bureaucratic runaround that makes traditional insurance feel like a second job.
Avg. claim resolved
48 hrs
median resolution time
Coverage
Damage Claim #4821
Submitted 6 hours ago
Claim Summary
Payout: $640.00
Landing in your account today
Avg. claim resolved
48 hrs
median resolution time
The protection every host needs. The simplicity they deserve.
GoHosty replaces the patchwork of security deposits, OTA guarantees, and separate insurance policies with one seamless layer of protection — built directly into how you already host.
Coverage that actually pays out
GoHosty's protection isn't underwritten by vague platform guarantees with 47-page exclusion lists. It's a structured, host-first programme with clear limits, clear timelines, and a dedicated specialists team — not a bot — reviewing every claim.
Essential
Up to $3,000
Per-stay coverage
Pro
Up to $15,000
Per-stay coverage
Portfolio
Up to $50,000
Annual aggregate
Stop absorbing costs that aren't yours to carry
The average unprotected host absorbs $1,200 in unreimbursed damage per year. GoHosty eliminates that cost — and the mental load that comes with it.
$1,200
avg. annual unprotected damage cost
72h
Max claim resolution
98%
Claims approved rate
$0
Security deposit needed
All
Channels & properties
Protection that works the way you do.
GoHosty handles the complexity so you can focus on what actually matters — running a great property.
Activate coverage at checkout
GoHosty automatically attaches protection to every eligible booking — no separate policy signup, no per-booking admin. It's simply on.
Document damage in minutes
Spot an issue after checkout? GoHosty's guided claim flow walks you through exactly what evidence to capture — photos, timestamps, item descriptions — so your claim is ready to submit in under 10 minutes.
Get paid. Move on.
Once approved — typically within 72 hours — the payout lands directly in your account. No cheques, no waiting periods, no re-explaining your situation to a new agent.
Claims resolved in 72 hours
Submit evidence, get a decision. GoHosty's claims team moves fast — because waiting weeks for a payout while you absorb the cost is not a protection plan.
No guest friction, no deposit disputes
Traditional security deposits create anxiety for guests and disputes for hosts. GoHosty replaces both with seamless, behind-the-scenes protection that neither side has to think about.
Detailed incident documentation
GoHosty guides you through exactly what to capture at checkout — photos, timestamps, item logs — so your claim is airtight from the first submission.
"After a guest broke two pieces of furniture worth $900, I had a payout in my account within 48 hours. I didn't even have to argue. That's the difference GoHosty makes."
Rachel Lowe
Host, 14 properties across Europe
GoHosty Damage Protection — platform-wide
$8.4M
Total claims paid out
98%
Claims approved
41h
Median resolution
12K+
Properties protected
No fine print. Just answers.
Damage protection shouldn't require a law degree to understand.
Your property is worth protecting properly.
Stop gambling on security deposits and OTA guarantees. GoHosty Damage Protection gives you real coverage with real payouts — active on every booking, from day one.